:root{--deep:#0A3550;--blue:#1B7F9B;--ice:#D9F4F7;--orange:#F0A64A;--red:#B34A4A;--ink:#18303C;--muted:#5F7480;--line:#D6E5E9;--green:#2F7B5B}
*{box-sizing:border-box}html{scroll-behavior:smooth}html,body{margin:0;max-width:100%;overflow-x:hidden}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.72;color:var(--ink);background:linear-gradient(180deg,#EAF8FC 0,#fff 34%,#F7FBFC 100%)}
a{color:inherit}.container{width:min(1160px,calc(100% - 34px));margin:auto}.topline{height:8px;background:linear-gradient(90deg,var(--deep),var(--blue),var(--orange))}
.header{position:sticky;top:0;z-index:90;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:86px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{width:430px;max-width:100%;line-height:0}.brand img{width:100%;border-radius:12px}
.menu{display:flex;gap:8px}.menu a{text-decoration:none;padding:9px 12px;border:1px solid var(--line);border-radius:999px;color:#28586A;font-size:.86rem}.menu a:hover{background:var(--deep);color:#fff}
.breadcrumbs{padding:18px 0 0;font-size:.87rem;color:#7E909A}.breadcrumbs a{color:var(--blue);text-decoration:none}
.hero{padding:22px 0 16px}.hero-box{padding:44px;border-radius:28px;background:linear-gradient(135deg,#fff,#EFF9FC);border:1px solid var(--line);border-left:8px solid var(--orange);box-shadow:0 18px 45px rgba(10,53,80,.08)}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.72rem;font-weight:900;color:var(--blue)}.hero h1{margin:8px 0 14px;font:800 clamp(2.6rem,5.5vw,4.6rem)/1.02 Georgia,serif;color:var(--deep);max-width:1050px}
.intro{margin:0;max-width:1020px;color:#5B727E;font-size:1.06rem}.byline{margin-top:14px;color:#7C8D96;font-size:.86rem}.byline strong{color:var(--deep)}
.cta-row{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0 8px}.cta{display:inline-block;text-decoration:none;background:linear-gradient(90deg,var(--deep),var(--blue));color:#fff;padding:12px 18px;border-radius:10px;font-weight:900;box-shadow:0 8px 20px rgba(10,53,80,.12)}.cta.secondary{background:linear-gradient(90deg,var(--orange),#D27D2B)}
.notice{margin:0 0 22px;padding:13px 15px;border-radius:10px;background:#FFF7D8;border:1px solid #E5D18A;color:#675A2D}
.hero-media{display:block;margin:20px 0 34px;border-radius:24px;overflow:hidden;border:1px solid #BDD9DC;box-shadow:0 14px 38px rgba(10,53,80,.10)}.hero-media img{display:block;width:100%;height:auto}
.article{max-width:1020px;margin:auto}.article section{padding:29px 0;border-bottom:1px solid #E5ECEE}.article h2{font:800 clamp(1.8rem,3vw,2.4rem)/1.16 Georgia,serif;color:var(--deep)}.article p,.article li{color:#5F7580}.article ul,.article ol{padding-left:1.25rem}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px;background:#fff;margin:16px 0}table{border-collapse:collapse;width:100%;min-width:720px}th,td{padding:13px 14px;border-bottom:1px solid #E8EEF0;text-align:left;vertical-align:top}th{background:var(--deep);color:#fff;font-size:.86rem}td{color:#5F7580}
.grid-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;list-style:none!important;padding:0!important}.grid-list li{padding:12px 14px;border-radius:12px;background:#fff;border:1px solid var(--line)}.grid-list li:before{content:"✓";font-weight:900;color:var(--green);margin-right:8px}
.callout{padding:16px 18px;border-radius:13px;background:#EFF9FC;border-left:5px solid var(--orange);color:#4F6570;margin:15px 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin:9px 0}.faq summary{cursor:pointer;font-weight:900;color:var(--deep)}
.footer{margin-top:46px;background:var(--deep);color:#fff}.footer-in{padding:32px 0;display:flex;justify-content:space-between;gap:22px}.footer p,.footer small{color:#CBDBE0}.footer a{color:#fff;text-decoration:none}
#backToTop{position:fixed;right:18px;bottom:18px;width:44px;height:44px;border:1px solid var(--blue);border-radius:50%;background:#fff;color:var(--blue);font-size:22px;cursor:pointer;opacity:0;pointer-events:none;transition:.2s;z-index:99999}#backToTop.is-visible{opacity:1;pointer-events:auto}
@media(max-width:800px){.menu{display:none}.nav{justify-content:center}.container{width:100%;padding:0 14px}.hero-box{padding:30px 20px}.hero h1{font-size:clamp(2.3rem,10.5vw,3.35rem)}.grid-list{grid-template-columns:1fr}.brand{width:min(395px,100%)}.footer-in{display:block}table{min-width:650px}}